We place special emphasis on helping landlords and rental property investors explore insurance protection for their residential rental properties — from a single rental home to multi-property portfolios.
Whether you own one rental home or several investment properties, we can help you seek appropriate insurance options based on the property's occupancy, use, and coverage needs. Landlord insurance may include:
We understand the insurance considerations that come with owning rental property, including tenant occupancy, property damage, liability exposures, and interruptions to rental income.
Protection options for owner-specified dwelling coverage, other structures, and liability on eligible single-family rental homes.
Coverage options for eligible portfolios — helping landlords with multiple rental properties explore consolidated insurance approaches.
Tenant occupancy, property damage, and liability considerations — and how renters insurance complements your landlord policy.
Homeowners insurance is generally designed for owner-occupied homes, while landlord insurance is intended for eligible properties rented to tenants. The appropriate coverage depends on how the property is used and the insurer's underwriting requirements.
Generally, no. Tenants typically need their own renters insurance to protect their personal belongings and personal liability.
Insurance options may be available for landlords with multiple eligible properties. Contact us to discuss your portfolio and coverage requirements.
Texas law does not generally require tenants to purchase renters insurance, but landlords may require it under the terms of a lease.
Tell us about your rental property or portfolio, and our team will help you explore landlord insurance options and request a competitive quote.
Insurance coverage is subject to carrier underwriting, eligibility, policy terms, conditions, limitations, exclusions, and availability. Coverage descriptions on this website are general summaries and do not amend or replace any insurance policy. Premiums and coverage are not guaranteed. No coverage is bound or effective until confirmed by an authorized insurer or its authorized representative.
Agency licensing information and insurer relationships will be provided as applicable.